Be prepared to provide:

  • Recent paycheck stubs.
  • W-2 withholding forms, or income tax returns for the past two years to verify your income and proof of employment.
  • Social Security numbers for you and any co-borrowers.
  • Copies of checking and savings accounts statements for the past two months.
  • Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k or 403b program).
  • W-2 withholding forms, or income tax returns for the past two years to verify your income and proof of employment.
  • The name and address of someone who can verify your employment.
  • Residence history for the past two years.
  • Sales contract for the purchase of a new home (if applicable and if a home purchase loan).
  • Homeowner’s association information with contact information if property is a condo or part of a homeowner’s association.