Welcome to Torchlight Mortgage Corporation and torchlightmortgage.com. Torchlight Mortgage Corporation (“TMC”) provides the use of this website subject to the following terms and conditions, known as “Terms of Use.” Clicking onto webpages beyond the site’s homepage indicates your acceptance and agreement of these Terms of Use. Please read them carefully.
Please review our Privacy Policy, which also governs your use and visit to this website. Your use of the www.torchlightmortgage.com website explicitly accepts the Terms of Use, Privacy Policy, and all disclosures and other stipulations herein. If you do not agree to any of the aforementioned, please immediately discontinue the use of the www.torchlightmortgage.com website.
When you visit www.torchlightmortgage.com or send us any communication such as an email or electronic application, you are communicating with TMC electronically and you consent to receive communications from TMC electronically. We will communicate with you by email or by posting notices on this site; we will also potentially communicate with you by phone, text, or other means. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
Please note that while you may unsubscribe from email marketing communications at any time, if you provide us with your email address after unsubscribing, you agree to opt-in to future email marketing communications. You will be required to unsubscribe again to cease email marketing communications.
TMC’s trademarks, registrations, logos, and other proprietary assets may only be used with the express written consent of TMC and may not be used in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits TMC. All other trademarks not owned by TMC or its subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by TMC or its subsidiaries.
TMC grants you a limited license to access and make personal use of this site and not to download (other than page caching) or to modify any portion of it, except with express written consent of TMC and its management and/or executive member(s). This license does not include any resale or commercial use of this site or its contents: any collection and use of any product listings, descriptions, or prices; it also incorporates any derivative use of this site or its applicable content herein; it also incorporates any downloading or copying of information or any use of data mining, scraping mechanisms, robots or similar data gathering and extraction tools. This content on this site may not be reproduced, duplicated, copied, sold, visited or otherwise exploited for any commercial purpose without express written consent of TMC — whether it’s partial or full use of the content contained herein.
TMC will attempt to provide content and information to be as accurate as possible, to the extent possible. However, the information contained herein and on this website is for general information purposes and we do not rep or warrant that any descriptions or other content of this site is true, accurate, current, or free of any errors
This website is wholly owned by Torchlight Mortgage Corporation with corporate address of 23046 Avenida De La Carlota, Suite 600, Laguna Hills CA, 92653.
In no event will TMC be liable for any damages or expenses of any kind whether the claimed damages or losses are based in tort, contract or any other theory of law, arising in any way or in connection with this website or use thereof, including, but not limited to failure of performance, omission, error, defect, interruption, failure to process, delay, computer virus, system failure, even if TMC is made aware of the alleged damages or losses including all third party claims. You agree to indemnify and hold harmless TMC for any and all damages and losses as described above relating to your use of the website.
By visiting www.torchlightmortgage.com, you agree that the laws of the State of California, without regard to principles of conflict of laws, will govern these Terms of Use and any dispute of any sort that might arise between you and TMC and/or its subsidiaries and affiliates. You further agree that any action at law or in equity arising out of or relating to these Terms of Use or this website shall be filed only in the state or federal courts located in Orange County, California, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.
You acknowledge and agree that these Terms of Use constitute the complete and exclusive agreement between us concerning your use of the website, and supersede and govern all prior proposals, agreements, or other communications;
Nothing contained in these Terms of Use shall be construed as creating any agency, partnership, or other form of joint enterprise between a user and TMC. Our failure to require your performance of any provision hereof shall not affect our full right to require such performance at any time thereafter, nor shall our waiver of a breach of any provision hereof be taken or held to be a waiver of the provision itself. In the event that any provision of these Terms of Use shall be unenforceable or invalid under any applicable law or be so held by any applicable arbitral award or court decision, such unenforceability or invalidity shall not render these Terms of Use unenforceable or invalid as a whole but these Terms of Use shall be modified, to the extent possible, by the adjudicating entity to most fully reflect the original intent of the parties as reflected in the original provision and with the remaining terms remaining enforceable and binding upon all users.
The information contained in this website is for general information purposes only. It is believed to be reliable, but TMC does not warrant its completeness, comprehensiveness or accuracy. To the extent permissible under applicable law, TMC disclaims all warranties, express or implied, including, but not limited to, all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement. The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. The information and materials contained in this website, and the terms and conditions of the access to and use of such information and materials, are subject to change without notice. Products and services described, as well as, associated fees, charges and interest rates may differ among geographic locations, offices and as a result of individual conditions. Not all products and services are offered at all locations. In no event will TMC be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.
You acknowledge and agree that TMC is not, and shall not be, responsible for the results of any defects that may exist in this website or its operation. As to the operation of this website, TMC expressly disclaims all warranties of any kind, whether express or implied, including, not limited to the implied warrant of merchantability and fitness for a particular purpose.
This Agreement constitutes the entire agreement between you and Torchlight Mortgage Corporation governing your use of the website and supersedes any prior and contemporaneous agreements between you and Torchlight Mortgage Corporation with respect to the subject matter above.
Questions regarding our Terms of Use, Privacy Policy or other policy related material can be directed to the appropriate staff by emailing: hello@torchlightmortgage.com
These Terms and Conditions were last updated on 1/1/2021. Please check back periodically for any applicable updates.